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You may download copyrighted material on this service for your individual and non-commercial use only provided that you keep intact all copyright, trademark and other proprietary rights notices. Using this Web Site to evaluate whether to enter into a business relationship with Quality Group shall not constitute a commercial use for the purposes hereof." You may not otherwise copy, republish, redistribute, or exploit in any manner, any material from these pages without the express written permission of Quality Group. Note that the restriction on your use of the materials Quality Group has provided on this service and those on Web pages to which Quality Group has provided links and pointers applies whether or not Quality Group or any third party charges you for reading or using the material.

All products and services referenced are provided subject to applicable tariffs and any accompanying terms and conditions."

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ALL CONTENT ON THIS WEB SITE IS PROVIDED TO YOU ON AN "AS IS," "AS AVAILABLE" BASIS WITHOUT WARRANTY OF ANY KIND EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. Quality Group MAKES NO WARRANTY AS TO THE ACCURACY, COMPLETENESS, CURRENCY, OR RELIABILITY OF ANY CONTENT AVAILABLE THROUGH THIS WEB SITE.

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USERS SHOULD SEEK THE ASSISTANCE OF INVESTMENT PROFESSIONALS REGARDING THE EVALUATION OF SPECIFIC CONTENT OBTAINED ON OR THROUGH THIS WEB SITE. THE INFORMATION ABOUT Quality Group PROVIDED ON THIS WEB SITE IS PROVIDED AS A COURTESY TO VISITORS TO THIS WEB SITE.

LIMITATION OF LIABILITY Quality Group SPECIFICALLY DISCLAIMS ANY LIABILITY, WHETHER BASED IN CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR SPECIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH ACCESS TO OR USE OF THE WEB SITE, EVEN IF QualityTech HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, INCLUDING BUT NOT LIMITED TO RELIANCE BY ANY PARTY ON ANY CONTENT OBTAINED THROUGH USE OF THIS WEB SITE, OR THAT ARISES IN CONNECTION WITH MISTAKES OR OMISSIONS IN, OR DELAYS IN TRANSMISSION OF, INFORMATION TO OR FROM THE USER, INTERRUPTIONS IN TELECOMMUNICATIONS CONNECTIONS TO THE WEB SITE OR VIRUSES, WHETHER CAUSED IN WHOLE OR IN PART BY NEGLIGENCE, ACTS OF GOD, TELECOMMUNICATIONS FAILURE, THEFT OR DESTRUCTION OF, OR UNAUTHORIZED ACCESS TO THE WEB SITE OR RELATED INFORMATION.

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E-MAIL You understand that the Internet is public and that e-mail communications between you and Quality Group via this Web Site are subject to the risk of being viewed by other parties. You acknowledge that any information which you provide to Quality Group may not be secure and Quality Group disclaims all liability with respect to the submission of any information which you may submit via e-mail.

COPYRIGHT This Web Site is protected by U.S. and international copyright laws. You may not modify, reproduce or distribute (a) content on this Web Site (other than as set forth herein), (b) the design or layout of the Web Site or individual sections of the design or layout of the Web Site or (c) Quality Group logos without Quality Group's written permission.

MODIFICATIONS

Quality Group reserves the right to modify this Web Site and the rules and regulations governing its use at any time. Modifications will be posted on the Web Site, and users are deemed to be apprised of and bound by any changes to the Web Site. Quality Group may make changes in the products and/or services described in this Web Site at any time.

VIOLATION OF RULES AND REGULATIONS

Quality Group reserves the right to seek all remedies available at law and in equity for violations of the rules and regulations set forth in this Web Site, including the right to block access from a particular Internet address to the Web Site.

GOVERNING LAW AND GENERAL PROVISIONS

This Web Site is operated by Quality Group from its offices within the United States of America. Quality Group makes no representation that the information in the Web Site is appropriate or available for use in other locations. Access to the Web Site from territories where the contents of the Web Site may be illegal is prohibited. Those who choose to access this Web Site from other locations do so on their own initiative and are responsible for compliance with applicable local laws. Any claims relating to the information available on this Web Site will be governed by the laws of the State of Georgia U.S.A., excluding the application of its conflicts of law rules.

Copyright © 2006 Quality Group of Companies, Inc., All rights reserved.